Build with confidence. Put project risk in context.
Every construction project brings together crews, equipment, vehicles, subcontractors, and contract requirements. Discuss insurance around the work you perform, the projects you accept, and the people and property involved.
A contractor's insurance review can include General Liability, Workers’ Compensation, Commercial Auto, and Commercial Umbrella. The relevant topics depend on trades, payroll, subcontractor arrangements, vehicles, contracts, and project phases.
Before comparing options, clarify who is responsible for each task, what a contract requires, and when a project begins or ends. Policy wording and underwriting determine eligibility, terms, limits, and exclusions.
Details that help focus the conversation
A clear description of your operation helps an agent focus the conversation.
Questions worth asking
Useful points to discuss before choosing a policy.
What should a contractor share when asking about insurance?
Describe the trades you perform, project size, payroll, vehicles, equipment, subcontractors, and contract requirements. This helps an agent identify which coverage topics need review.
Does one policy cover every construction project?
Policy terms and project eligibility vary. Review each contract, scope of work, location, and project timeline before relying on a policy for a specific job.
Request an insurance quote
Share the general details requested to start a conversation about this coverage.
Submitting a request does not activate coverage. Coverage begins when confirmed by an authorized agent or the insurer.