Put daily care, staff, and facility needs in context.
Childcare centers coordinate staff, children’s activities, family communication, facilities, and sometimes transportation. Discuss commercial insurance around the services you provide and the requirements that apply to your operation.
General Liability, Commercial Property, Workers’ Compensation, and Commercial Auto for business-owned vehicles may be topics to review. Ages served, staff roles, supervision, activities, facility setup, and transportation all matter to a careful discussion.
Gather the licensing or contract requirements relevant to your location, and describe how children are checked in and released. Do not send children’s names, health details, or other sensitive family information through a public inquiry.
Details that help focus the conversation
A clear description of your operation helps an agent focus the conversation.
Questions worth asking
Useful points to discuss before choosing a policy.
What should a daycare discuss when requesting insurance guidance?
Describe ages served, capacity, staff screening and supervision, activities, facility features, transportation, and the requirements that apply to your location.
Should a public form include children’s information?
No. Keep children’s names, health information, and family details out of public inquiries. Share only general information needed to frame a conversation.
Request an insurance quote
Share the general details requested to start a conversation about this coverage.
Submitting a request does not activate coverage. Coverage begins when confirmed by an authorized agent or the insurer.